@charset "utf-8";
/* ============================================================
   어린이보험 추천 (childbest.co.kr)
   디자인 : 따뜻한 가족 그림책 — 선셋 코랄 + 골든 옐로 + 민트
   · Dongle(둥글둥글) 헤드라인, 가족 일러스트 히어로
   · 참고 사이트의 좋은 점 반영 :
     ① 가족 일러스트  ② 스크롤을 따라오는 sticky 사이드 폼
     ③ 따뜻한 컬러
   · 레이아웃 : 히어로(좌 카피 + 우 가족 일러스트) →
     2단 본문(좌 콘텐츠 / 우 sticky 폼) → 6카드 → CTA
   · 모바일 : 폼이 히어로 바로 아래로(첫 화면 노출), 일러스트 숨김
   · 폼 라벨 : 자녀 기준 / 마퀴 항상 자동 / termsModal 760px / 앵커 3종
   ============================================================ */
:root{
  --coral:#ff7a66;          /* 선셋 코랄 */
  --coral-deep:#e8533c;
  --coral-soft:#ffeae4;
  --gold:#ffc94d;           /* 골든 옐로 */
  --gold-deep:#d99412;
  --gold-soft:#fff5dc;
  --mint:#66c9a6;           /* 민트 그린 포인트 */
  --mint-deep:#2f9e78;
  --mint-soft:#e2f6ee;
  --ink:#38415e;            /* 잉크 네이비 */
  --soft:#8089a3;
  --cream:#fffaf4;
  --paper:#fffdf9;
  --line:#f1e7dd;
  --r:22px;
  --shadow:0 14px 32px rgba(56,65,94,.12);
  --disp:'Dongle','Pretendard',sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Pretendard',system-ui,sans-serif;color:var(--ink);background:var(--paper);line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:clip}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button{font-family:inherit;color:inherit}
.wrap{max-width:1160px;margin:0 auto;padding:0 22px}

/* ===== Header ===== */
header{position:sticky;top:0;z-index:60;background:rgba(255,253,249,.94);backdrop-filter:blur(10px);border-bottom:2.5px solid var(--coral)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:9px}
.brand .mark{width:38px;height:38px;display:grid;place-items:center}
.brand .mark svg{width:38px;height:38px;filter:drop-shadow(0 3px 6px rgba(232,83,60,.26))}
.brand h1{font-family:var(--disp);font-size:34px;font-weight:700;letter-spacing:0;line-height:.8;margin:0;color:var(--coral-deep)}
nav ul{display:flex;gap:2px;list-style:none}
nav a{font-weight:700;font-size:15px;color:var(--ink);padding:8px 13px;border-radius:999px;transition:background .15s,color .15s}
nav a:hover{background:var(--coral-soft);color:var(--coral-deep)}
nav a.active{background:var(--coral-deep);color:#fff}
.hbtn{background:var(--mint-deep);color:#fff;border-radius:999px;padding:10px 20px;font-weight:800;font-size:14px;display:inline-flex;align-items:center;gap:6px;box-shadow:0 6px 16px rgba(47,158,120,.32);transition:transform .15s,background .15s}
.hbtn:hover{transform:translateY(-2px);background:var(--coral-deep)}
.burger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:6px;background:none;border:0}
.burger span{width:24px;height:2.5px;background:var(--ink);border-radius:2px}

/* ===== Mobile menu ===== */
.mmenu{display:none;position:fixed;inset:0;z-index:80;background:rgba(56,65,94,.55)}
.mmenu.open{display:block}
.mpanel{position:absolute;right:0;top:0;height:100%;width:78%;max-width:320px;background:var(--cream);border-radius:24px 0 0 24px;padding:26px 24px;overflow-y:auto;box-shadow:-12px 0 32px rgba(56,65,94,.35)}
.mpanel .x{background:var(--coral-soft);border:0;width:38px;height:38px;border-radius:50%;font-size:20px;font-weight:800;cursor:pointer;display:block;margin-left:auto;color:var(--coral-deep)}
.mpanel ul{list-style:none;margin-top:16px}
.mpanel li{border-bottom:1.5px dashed var(--line)}
.mlink{display:block;padding:11px 6px;font-family:var(--disp);font-weight:700;font-size:30px;line-height:1;color:var(--ink)}
.mlink:hover{color:var(--coral-deep)}
.mlink.hl{background:var(--mint-deep);color:#fff;text-align:center;border-radius:999px;margin-top:16px;border-bottom:0;box-shadow:0 6px 16px rgba(47,158,120,.4)}

/* ===== Hero ===== */
.hero{position:relative;overflow:clip;background:linear-gradient(180deg,var(--gold-soft) 0%,var(--coral-soft) 70%,var(--paper) 100%);padding:40px 0 36px}
.hero .cloud{position:absolute;border-radius:50%;background:#fff;opacity:.5;pointer-events:none}
.hero .cloud.c1{width:120px;height:120px;left:-30px;top:50px}
.hero .cloud.c2{width:74px;height:74px;right:12%;top:34px;opacity:.55}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.04fr .96fr;gap:36px;align-items:center}
.hero-copy .tagpill{display:inline-flex;align-items:center;gap:8px;background:#fff;color:var(--coral-deep);border:2px solid var(--coral);border-radius:999px;padding:7px 18px;font-weight:800;font-size:13px;margin-bottom:14px;box-shadow:0 5px 14px rgba(255,122,102,.32)}
.hero-copy h2{font-family:var(--disp);font-weight:700;font-size:clamp(46px,6.6vw,82px);line-height:.96;letter-spacing:0;color:var(--ink)}
.hero-copy h2 b{color:var(--coral-deep);font-weight:700}
.hero-copy h2 .mk{color:var(--mint-deep)}
.hero-copy .lead{margin-top:14px;font-size:16px;color:var(--soft);max-width:460px}
.hero-copy .lead b{color:var(--ink)}
.hero-illo{text-align:center}
.hero-illo img{width:100%;max-width:460px;margin:0 auto;filter:drop-shadow(0 16px 28px rgba(232,83,60,.16))}

/* ===== 2단 본문 + sticky 폼 ===== */
.layout{display:grid;grid-template-columns:1fr 376px;gap:40px;align-items:start;padding:50px 22px 8px}
.lmain{min-width:0}
.lside{position:sticky;top:84px}

/* 폼 카드 */
.qcard{background:#fff;border:3px solid var(--coral);border-radius:24px;box-shadow:0 22px 44px rgba(232,83,60,.16);padding:22px 24px;scroll-margin-top:84px}
.qcard .qhead{margin-bottom:14px}
.qcard .qhead h3{font-family:var(--disp);font-weight:700;font-size:40px;line-height:.85;letter-spacing:0;color:var(--ink)}
.qcard .qhead h3 span{color:var(--coral-deep)}
.qcard .qhead .qsub{font-size:12.8px;color:var(--soft);font-weight:700;margin-top:6px}
.qcard .qhead .qsub b{color:var(--mint-deep)}
.field{margin-bottom:12px}
.field label{display:block;font-size:12.8px;font-weight:800;margin-bottom:5px;color:var(--ink)}
.field label i{font-style:normal;display:inline-grid;place-items:center;width:19px;height:19px;border-radius:50%;background:var(--mint-deep);color:#fff;font-size:11px;font-weight:800;margin-right:5px;vertical-align:-4px}
.txt{width:100%;border:2px solid var(--line);background:var(--cream);border-radius:13px;padding:12px 14px;font-size:15px;font-family:inherit;color:var(--ink);appearance:none;-webkit-appearance:none;transition:border .15s,box-shadow .15s,background .15s}
.txt:focus{outline:none;border-color:var(--coral-deep);background:#fff;box-shadow:0 0 0 4px rgba(255,122,102,.32)}
.txt::placeholder{color:#c8bcb2}
select.txt{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2338415e' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:32px}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.seg button{border:2px solid var(--line);background:var(--cream);border-radius:13px;padding:11px 0;font-size:14.5px;font-weight:800;cursor:pointer;color:var(--soft);transition:all .15s}
.seg button:hover{border-color:var(--mint-deep);color:var(--mint-deep)}
.seg button.on{background:var(--mint-deep);border-color:var(--mint-deep);color:#fff;box-shadow:0 5px 12px rgba(47,158,120,.3)}
.phone-row{display:grid;grid-template-columns:78px 1fr;gap:8px}
.submit{width:100%;background:var(--coral-deep);color:#fff;border:0;border-radius:15px;padding:14px 0;font-size:36px;font-weight:700;font-family:var(--disp);line-height:.8;cursor:pointer;box-shadow:0 8px 20px rgba(232,83,60,.38);transition:transform .12s,box-shadow .15s,background .15s;margin-top:6px;letter-spacing:.5px}
.submit:hover{transform:translateY(-2px);box-shadow:0 12px 26px rgba(47,158,120,.36);background:var(--mint-deep)}
.submit:active{transform:translateY(1px)}
.qcard .cfoot{margin-top:13px}
.privacy_wrap{display:flex;align-items:center;gap:7px;font-size:13px}
.privacy_wrap input[type=checkbox]{width:17px;height:17px;accent-color:var(--coral-deep)}
.privacy_label{font-weight:700;color:var(--ink)}
.privacy_view{font-weight:800;color:var(--mint-deep);text-decoration:underline;text-underline-offset:3px}
.privacy_view:hover{color:var(--coral-deep)}
.trustrow{display:flex;gap:13px;font-size:12.3px;font-weight:700;color:var(--soft);margin-top:10px;flex-wrap:wrap}
.trustrow b{color:var(--coral-deep)}
.err{display:none;background:#fdeeee;border:2px solid #f2bcbc;border-radius:10px;color:#bb3b3b;font-size:13.5px;font-weight:700;padding:9px 13px;margin:10px 0 0;text-align:center}

/* ===== Insurer marquee ===== */
.insurers{padding:18px 0 6px}
.insurers .cap{text-align:center;font-size:12.5px;font-weight:800;color:var(--soft);letter-spacing:2.5px;margin-bottom:15px}
.marquee{overflow:hidden;width:100%;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.track{display:flex;gap:13px;list-style:none;width:max-content;animation:marquee 30s linear infinite;padding:6px 0}
.marquee:hover .track{animation-play-state:paused}
.track li{position:relative;background:#fff;border:2px solid var(--gold);border-radius:999px;padding:9px 22px 9px 40px;font-weight:800;font-size:14.5px;color:var(--ink);white-space:nowrap;box-shadow:0 4px 10px rgba(217,148,18,.14)}
.track li::before{content:"♥";position:absolute;left:16px;top:50%;transform:translateY(-54%);color:var(--coral);font-size:14px}
.track li:nth-child(3n){border-color:var(--mint)}
.track li:nth-child(3n)::before{color:var(--mint-deep)}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){
  .reveal{opacity:1!important;transform:none!important;transition:none!important}
}

/* ===== 본문 블록(좌측 컬럼 내부) ===== */
.lblock{margin-top:8px;margin-bottom:46px}
.lblock .eyebrow-s{display:inline-flex;align-items:center;gap:8px;font-family:var(--disp);font-size:28px;font-weight:700;letter-spacing:.5px;line-height:.9;color:var(--coral-deep);background:#fff;border:2px solid var(--coral-deep);border-radius:999px;padding:9px 20px 8px;margin-bottom:13px;box-shadow:0 4px 12px rgba(232,83,60,.14)}
.lblock .title{font-family:var(--disp);font-weight:700;font-size:clamp(40px,5vw,56px);letter-spacing:0;line-height:.92;color:var(--ink)}
.lblock .title b{color:var(--coral-deep);font-weight:700}
.lblock .title .mk{color:var(--mint-deep)}
.lblock .desc{margin-top:10px;color:var(--soft);font-size:15.5px}
.lblock .desc b{color:var(--ink)}

/* 이유 카드 */
.reasons{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:24px}
.reason{position:relative;background:#fff;border:2.5px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:20px 20px;display:flex;gap:14px;align-items:flex-start;transition:transform .2s,border .2s}
.reason:hover{transform:translateY(-5px);border-color:var(--mint)}
.reason .ri{flex:none;width:50px;height:50px;border-radius:14px;background:var(--mint-soft);display:grid;place-items:center;font-size:25px}
.reason:nth-child(2) .ri{background:var(--coral-soft)}
.reason:nth-child(3) .ri{background:var(--gold-soft)}
.reason:nth-child(4) .ri{background:var(--mint-soft)}
.reason h3{font-family:var(--disp);font-weight:700;font-size:26px;line-height:.9;letter-spacing:0;color:var(--ink);margin-bottom:4px}
.reason p{font-size:13.4px;color:var(--soft)}

/* 성장단계 */
.stages{display:grid;gap:14px;margin-top:24px}
.stage{display:grid;grid-template-columns:88px 1fr;gap:18px;align-items:center;background:#fff;border:2.5px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:18px 22px}
.stage .sage{font-family:var(--disp);font-weight:700;font-size:30px;line-height:.85;color:#fff;background:var(--coral);border-radius:14px;text-align:center;padding:12px 6px}
.stage:nth-child(2) .sage{background:var(--mint)}
.stage:nth-child(3) .sage{background:var(--gold-deep)}
.stage h3{font-family:var(--disp);font-weight:700;font-size:26px;line-height:.9;color:var(--ink);margin-bottom:3px}
.stage p{font-size:14px;color:var(--soft)}
.stage p b{color:var(--ink)}

/* 보장 표 */
.gentable{margin-top:24px;border-radius:18px;overflow:hidden;box-shadow:var(--shadow);background:#fff;border:2.5px solid var(--line)}
.gentable table{width:100%;border-collapse:collapse;font-size:14.3px}
.gentable th{background:var(--coral-deep);color:#fff;font-weight:800;padding:12px 15px;text-align:left}
.gentable th b{color:var(--gold)}
.gentable td{padding:12px 15px;border-top:1.5px solid var(--line);color:var(--soft);vertical-align:top}
.gentable td b{color:var(--ink)}
.gentable tr:nth-child(even) td{background:var(--cream)}

/* 콜아웃 */
.callout{margin-top:24px;background:var(--gold-soft);border:2.5px solid var(--gold);border-radius:18px;padding:18px 22px;display:flex;gap:14px;align-items:flex-start;box-shadow:var(--shadow)}
.callout .ci{flex:none;width:36px;height:36px;border-radius:50%;background:#fff;color:var(--gold-deep);display:grid;place-items:center;font-size:18px;border:2px solid var(--gold)}
.callout h3{font-family:var(--disp);font-size:27px;line-height:.9;font-weight:700;margin-bottom:5px;color:var(--gold-deep)}
.callout p{font-size:14px;color:#8a6f2a}
.callout p a{color:inherit;text-decoration:underline;text-underline-offset:3px;font-weight:700}

/* 메인 FAQ (좌측 컬럼) */
.faq{margin-top:24px}
.qa{background:#fff;border:2.5px solid var(--line);border-radius:16px;margin-bottom:12px;box-shadow:var(--shadow);overflow:hidden;transition:box-shadow .2s,transform .2s,border .2s}
.qa.open{transform:translateY(-2px);border-color:var(--coral);box-shadow:0 18px 36px rgba(232,83,60,.16)}
.qa .q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:14px;background:none;border:0;text-align:left;padding:16px 20px;font-size:15.5px;font-weight:800;cursor:pointer;color:var(--ink)}
.qa .q:hover{background:var(--cream)}
.qa .qmark{color:var(--coral-deep);font-family:var(--disp);font-weight:700;margin-right:9px;font-size:26px}
.qa .ar{width:28px;height:28px;border-radius:50%;background:var(--mint-soft);color:var(--mint-deep);border:2px solid var(--mint-deep);display:grid;place-items:center;font-size:16px;font-weight:900;flex:none;transition:transform .25s,background .2s,color .2s}
.qa.open .ar{transform:rotate(45deg);background:var(--mint-deep);color:#fff}
.qa .a{max-height:0;overflow:hidden;transition:max-height .35s ease;color:var(--soft);font-size:14.6px}
.qa .a > div{padding:0 20px 18px;border-top:1.5px dashed var(--line);padding-top:14px}
.faqmore{display:inline-block;margin-top:10px;font-weight:800;font-size:14.5px;color:var(--coral-deep);text-decoration:underline;text-underline-offset:3px}
.faqmore:hover{color:var(--mint-deep)}

/* ===== 6 메뉴 카드 (풀폭) ===== */
.block{padding:60px 0}
.center{text-align:center}
.eyebrow-s2{display:inline-flex;align-items:center;gap:8px;font-family:var(--disp);font-size:28px;font-weight:700;letter-spacing:.5px;line-height:.9;color:var(--coral-deep);background:#fff;border:2px solid var(--coral-deep);border-radius:999px;padding:9px 20px 8px;margin-bottom:13px;box-shadow:0 4px 12px rgba(232,83,60,.14)}
.title2{font-family:var(--disp);font-weight:700;font-size:clamp(42px,5.4vw,62px);letter-spacing:0;line-height:.95;color:var(--ink)}
.title2 b{color:var(--coral-deep);font-weight:700}
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:24px}
.mcard{background:#fff;border:2.5px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);display:block;overflow:hidden;transition:transform .2s,box-shadow .2s,border .2s}
.mcard:hover{transform:translateY(-7px);border-color:var(--coral);box-shadow:0 22px 44px rgba(232,83,60,.18)}
.mcard .thumb{display:block;aspect-ratio:72/50;overflow:hidden;background:var(--mint-soft);border-bottom:2.5px solid var(--line)}
.mcard .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .35s}
.mcard:hover .thumb img{transform:scale(1.045)}
.mcard .cap{display:block;padding:13px 20px 16px}
.mcard h3{font-family:var(--disp);font-size:32px;font-weight:700;line-height:.9;letter-spacing:0;display:flex;align-items:center;justify-content:space-between;color:var(--ink)}
.mcard .go{width:28px;height:28px;border-radius:50%;background:var(--mint-soft);color:var(--mint-deep);border:2px solid var(--mint-deep);display:grid;place-items:center;font-size:13px;transition:background .2s,color .2s,transform .2s}
.mcard:hover .go{background:var(--coral-deep);border-color:var(--coral-deep);color:#fff;transform:translateX(3px)}
.mcard p{margin-top:3px;font-size:13.6px;color:var(--soft)}

/* ===== CTA 밴드 ===== */
.ctaband{position:relative;text-align:center;background:linear-gradient(135deg,var(--coral) 0%,var(--coral-deep) 100%);color:#fff;padding:50px 30px;border-radius:28px;overflow:clip;box-shadow:0 24px 50px rgba(232,83,60,.32)}
.ctaband::before{content:"";position:absolute;right:-60px;top:-60px;width:220px;height:220px;border-radius:50%;background:rgba(255,201,77,.3)}
.ctaband::after{content:"";position:absolute;left:30px;bottom:-80px;width:200px;height:200px;border-radius:50%;background:rgba(102,201,166,.28)}
.ctaband h2{font-family:var(--disp);font-weight:700;font-size:clamp(42px,5.4vw,64px);line-height:.92;letter-spacing:0;color:#fff;position:relative;z-index:1}
.ctaband h2 b{color:var(--gold);font-weight:700}
.ctaband p{margin:10px 0 22px;color:#ffe9e3;font-size:15px;font-weight:600;position:relative;z-index:1}
.ctaband a{display:inline-block;background:#fff;color:var(--coral-deep);border-radius:999px;padding:12px 42px;font-weight:700;font-size:34px;line-height:.85;font-family:var(--disp);box-shadow:0 10px 26px rgba(0,0,0,.16);transition:transform .15s,background .15s,color .15s;position:relative;z-index:1}
.ctaband a:hover{transform:translateY(-2px);background:var(--mint-deep);color:#fff}

/* ===== 하단 고정 CTA 바 ===== */
.stickybar{position:fixed;left:0;right:0;bottom:0;z-index:70;background:rgba(255,253,249,.97);backdrop-filter:blur(8px);padding:11px 16px;display:flex;align-items:center;justify-content:center;gap:16px;transform:translateY(110%);transition:transform .3s ease;border-top:2.5px solid var(--coral-deep)}
.stickybar.show{transform:translateY(0)}
.stickybar p{font-size:14px;color:var(--ink);font-weight:700}
.stickybar p b{font-weight:900;color:var(--coral-deep)}
.stickybar a{background:var(--coral-deep);color:#fff;padding:11px 26px;border-radius:999px;font-weight:800;font-size:14px;box-shadow:0 6px 16px rgba(232,83,60,.35);transition:transform .15s,background .15s}
.stickybar a:hover{transform:translateY(-2px);background:var(--mint-deep)}

/* ===== 서브 페이지 헤더 ===== */
.subhero{position:relative;overflow:clip;padding:46px 0 46px;text-align:center;background:linear-gradient(180deg,var(--gold-soft) 0%,var(--coral-soft) 72%,var(--paper) 100%);border-bottom:2.5px solid var(--coral)}
.subhero .cloud{position:absolute;border-radius:50%;background:#fff;opacity:.45;pointer-events:none}
.subhero .cloud.c1{width:90px;height:90px;left:6%;top:30px}
.subhero .cloud.c2{width:54px;height:54px;right:10%;top:60px;opacity:.6}
.subhero .crumb{font-size:13px;color:var(--soft);margin-bottom:9px;font-weight:700;position:relative;z-index:1}
.subhero .crumb a{color:var(--coral-deep);text-decoration:underline;text-underline-offset:3px}
.subhero .crumb a:hover{color:var(--mint-deep)}
.subhero .crumb span{margin:0 7px;color:#e3d3c7}
.subhero .dept{display:inline-flex;align-items:center;gap:8px;background:#fff;color:var(--mint-deep);border:2px solid var(--mint-deep);border-radius:999px;padding:6px 17px 5px;font-family:var(--disp);font-weight:700;font-size:24px;line-height:.85;letter-spacing:.5px;margin-bottom:11px;position:relative;z-index:1}
.subhero h2{font-family:var(--disp);font-weight:700;font-size:clamp(48px,6vw,76px);line-height:.9;letter-spacing:0;color:var(--ink);position:relative;z-index:1}
.subhero h2 b{color:var(--coral-deep);font-weight:700}
.subhero p{margin:10px auto 0;color:var(--soft);font-size:15px;max-width:600px;position:relative;z-index:1}

/* ===== 본문 콘텐츠(서브 페이지) ===== */
.article{padding:48px 22px 64px}
.article .inner{max-width:940px;margin:0 auto}
.article .sec{margin-bottom:48px}
.article h3.h{font-family:var(--disp);font-weight:700;font-size:38px;line-height:.92;letter-spacing:0;color:var(--ink);display:flex;align-items:center;gap:11px;margin-bottom:13px}
.article h3.h::before{content:"♥";flex:none;font-size:26px;color:var(--coral)}
.article .sec:nth-child(even) h3.h::before{content:"★";color:var(--gold-deep)}
.article p.t{color:var(--soft);font-size:15.6px;margin-bottom:12px}
.article p.t b{color:var(--ink)}
.article p.t a{color:var(--coral-deep);text-decoration:underline;text-underline-offset:3px;font-weight:700}
.article p.t a:hover{color:var(--mint-deep)}
.steps{counter-reset:st;display:grid;gap:15px;margin-top:22px}
.step{background:#fff;border:2.5px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:20px 23px 20px 76px;position:relative;counter-increment:st}
.step::before{content:counter(st);position:absolute;left:19px;top:18px;width:40px;height:40px;border-radius:50%;background:var(--mint-soft);color:var(--mint-deep);border:2.5px solid var(--mint-deep);font-family:var(--disp);font-weight:700;font-size:28px;line-height:36px;display:grid;place-items:center}
.step h3{font-family:var(--disp);font-size:30px;line-height:.9;font-weight:700;margin-bottom:5px;color:var(--ink);letter-spacing:0}
.step p{font-size:14.2px;color:var(--soft)}
.step p b{color:var(--ink)}
.step p a{color:var(--coral-deep);text-decoration:underline;text-underline-offset:3px;font-weight:700}
.checklist{list-style:none;margin-top:17px;display:grid;gap:10px}
.checklist li{background:#fff;border:2px solid var(--line);border-radius:14px;padding:13px 17px 13px 46px;position:relative;font-size:14.4px;color:var(--soft);box-shadow:var(--shadow)}
.checklist li::before{content:"♥";position:absolute;left:16px;top:12px;color:var(--coral);font-weight:900}
.checklist li b{color:var(--ink)}
.article .gentable{margin-top:20px}

/* ===== Footer ===== */
footer{background:#33384f;color:#fff;padding:0 0 34px;margin-top:22px}
footer::before{content:"";display:block;height:12px;margin-bottom:42px;background:linear-gradient(90deg,var(--coral) 0%,var(--coral) 50%,var(--gold) 50%)}
.fnotes{background:rgba(255,255,255,.07);border-radius:14px;padding:19px 22px;font-size:12.6px;line-height:1.85;color:rgba(255,255,255,.72)}
.fnotes .strong{font-weight:800;color:var(--gold);margin-bottom:6px}
.fbot{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin-top:25px;flex-wrap:wrap}
.fbrand{display:flex;align-items:center;gap:9px;font-family:var(--disp);font-weight:700;font-size:32px;line-height:.8;color:#fff}
.fbrand .mark{width:28px;height:28px}
.fbrand .mark svg{width:28px;height:28px}
.fcorp{margin-top:8px;font-size:12.4px;color:rgba(255,255,255,.55)}
.flinks{display:flex;gap:18px}
.flinks a{font-size:13.4px;font-weight:800;color:var(--gold);text-decoration:underline;text-underline-offset:3px}
.flinks a:hover{background:var(--gold);color:#33384f;text-decoration:none;border-radius:5px}

/* ===== Modal ===== */
.modal{display:none;position:fixed;inset:0;z-index:120;background:rgba(56,65,94,.6);padding:20px}
.modal.open{display:flex;align-items:center;justify-content:center}
.mbox{background:#fff;width:100%;max-width:480px;border:2.5px solid var(--coral-deep);border-radius:22px;box-shadow:0 30px 70px rgba(0,0,0,.45);animation:rise .25s ease;overflow:hidden}
/* 약관 보기 레이어는 넓게 (SMS 모달 480px과 분리) */
#termsModal .mbox{max-width:760px}
@keyframes rise{from{transform:translateY(18px);opacity:0}to{transform:none;opacity:1}}
.mtop{display:flex;align-items:center;justify-content:space-between;padding:13px 24px;background:var(--coral-deep)}
.mtop h3{font-family:var(--disp);font-size:32px;line-height:.85;font-weight:700;color:#fff;letter-spacing:.3px}
.mclose{background:rgba(255,255,255,.22);border:0;width:32px;height:32px;border-radius:50%;font-size:18px;font-weight:900;cursor:pointer;line-height:1;color:#fff}
.mclose:hover{background:var(--mint-deep)}
.mbody{padding:22px 24px;max-height:60vh;overflow-y:auto}
.mbody.nopad{padding:0;max-height:none;overflow:hidden}
.terms-frame{width:100%;height:65vh;border:0;display:block;background:#fff}
.mfoot{display:flex;gap:10px;justify-content:flex-end;padding:14px 22px;border-top:1.5px solid var(--line);background:var(--cream)}
.mbtn{background:var(--coral-deep);color:#fff;border:0;border-radius:999px;padding:12px 24px;font-weight:800;font-size:14.5px;cursor:pointer;transition:background .15s,color .15s;box-shadow:0 5px 14px rgba(232,83,60,.3)}
.mbtn:hover{background:var(--mint-deep)}
.mbtn.ghost{background:#fff;color:var(--ink);border:2px solid var(--line);box-shadow:none}
.mbtn.ghost:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.mbtn.full{width:100%}
.smsinfo{font-size:15px;text-align:center;margin-bottom:16px;color:var(--soft)}
.smsinfo b{color:var(--coral-deep)}
.demohint{display:none}
.resend{display:block;margin:13px auto 0;background:none;border:0;font-size:13.5px;font-weight:700;color:var(--soft);text-decoration:underline;text-underline-offset:3px;cursor:pointer}
.resend:hover{color:var(--mint-deep)}
.field.mfield{margin-top:18px}
.mfield label{display:block;font-size:13px;font-weight:800;margin-bottom:4px;color:var(--ink)}

/* ===== Reveal ===== */
.reveal{opacity:0;transform:translateY(20px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}

/* ===== Responsive ===== */
@media (max-width:980px){
  nav{display:none}
  header .hbtn{display:none}
  .burger{display:flex}
  /* 2단 → 1단, 폼을 본문 위로(히어로 바로 아래) */
  .layout{grid-template-columns:1fr;gap:24px;padding:30px 22px 0}
  .lside{position:static;order:-1}
  .lblock{margin-bottom:38px}
  .reasons{grid-template-columns:1fr 1fr}
  .cards{grid-template-columns:repeat(3,1fr)}
}
@media (min-width:981px){
  /* 데스크톱에서는 폼이 항상 우측에 따라다니므로 하단 고정 바 불필요 */
  .stickybar{display:none!important}
}
@media (max-width:900px){
  .hero{padding:24px 0 24px}
  .hero-grid{grid-template-columns:1fr;gap:18px;text-align:center}
  .hero-illo{display:none}
  .hero-copy .lead{margin-left:auto;margin-right:auto}
  .cards{grid-template-columns:1fr 1fr;gap:16px}
  .gentable{overflow-x:auto}
}
@media (max-width:560px){
  .reasons{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr}
  .stage{grid-template-columns:64px 1fr;gap:12px}
  .stickybar p{display:none}
  .stickybar a{width:100%;text-align:center}
}